APY = Annual Percentage Yield. Rates effective as of August 10, 2022. Fees may reduce earnings. Rates subject to change at any time (except for IRAs and CDs).
Kasasa Cash* Learn More
Principle
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $100 | 3.00% | 3.04% |
| $25,000+ | $100 | 0.15% | 3.04% to 0.52% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Enhanced
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $25,000 | $100 | 6.79% | 7.00% |
| $25,000+ | $100 | 0.15% | 7.00% to 1.52% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications to earn rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 1 direct deposit, ACH credit or ACH payment transaction post and settle
- Have at least 15 debit card purchases post and settle* to earn the 3.04% APY rate, or
- Have at least 30 debit card purchases post and settle* to earn the 7% APY rate
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.??
That’s it! And, if you don’t qualify this monthly qualification cycle, your account is still free. Plus, you’ll still earn the base interest rate for your account. Then, next month, you can get right back to earning your full rewards.
Kasasa Saver* Learn More
Kasasa Cash with Saver
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 1.00% | 1.01% |
| $50,000+ | $100 | 0.15% | 1.01% to 0.43% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Kasasa Cash Back with Saver
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $20,000 | $100 | 0.50% | 0.50% |
| $20,000+ | $100 | 0.15% | 0.50% to 0.21% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
Kasasa Cash Account Holders:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 15 debit card purchases
Kasasa Cash Back Account Holders:
- At least 1 direct deposit, ACH credit, or ACH payment transaction
- At least 15 debit card purchases
And that’s it! If you don’t qualify this monthly cycle, your account is still free and you’ll still earn the base interest rate. Plus, you’ll get right back to earning your rewards the very next month.
Personal Accounts
| Account | Rate | APY |
|---|---|---|
| Classic Checking | 0.15% | 0.15% |
| Personal Savings | 0.10% | 0.10% |
| Youth Savings | 0.10% | 0.10% |
|
Personal Money Manager up to $100,000 $100,001 - $250,000 $250,001 and above |
0.50% 0.75% 1.00% |
0.50% 0.75% 1.00% |
|
|
|
|
Business Accounts
| Account | Rate | APY |
|---|---|---|
| Business NOW Checking (Sole Proprietor/Non-Profit) |
0.15% | 0.15% |
| Business Savings $500.00 required daily balance |
0.10% | 0.10% |
| Business Money Manager $2,500 required daily balance. |
0.35% | 0.35% |
Certificates of Deposit (CDs) Learn More
| Term | Rate | APY |
|---|---|---|
| 3 Month | 2.50% | 2.53% |
| 6 Month | 3.93% | 4.00% |
| 7 Month Special * | 4.46% | 4.55% |
| 1 Year | 2.00% | 2.01% |
|
14 Month Special *
|
4.12% | 4.20% |
|
18 Month Special |
2.75% | 2.78% |
|
2 Year |
1.00% | 1.00% |
| 3 Year | 1.25% | 1.25% |
| 18 Month IRA | 2.75% | 2.78% |
- * 7 month special will renew at a 6 month rate & term at maturity.
- * 9 month & 14 month special will renew at a 12 month rate & term at maturity
$500 Minimum balance required.
A penalty may be imposed for early withdrawal on CDs.
IRA Learn More
| Term | Rate | APY |
|---|---|---|
| 18 Month | 2.75% | 2.78% |
$500 Minimum balance required.
A penalty may be imposed for early withdrawal.
Additional deposits allowed on this IRA only. For more information, call (501) 376-0800.